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The most important part is emergency medical cover, because hospital bills abroad can be huge. Then look at trip cancellation, lost baggage and delays. You may already have some cover through a credit card or work plan, so check before you buy.
Read the exclusions carefully: pre-existing conditions, adventure sports and claims linked to alcohol are common ones. If your flight was delayed or cancelled, you might also be owed compensation.
FAQ
Do I need travel insurance?
It is not always required, but it is strongly recommended, especially for medical costs outside your home country.
Does my credit card cover me?
Some cards include travel cover, but limits and conditions vary. Read your card's policy document.
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