New York Paycheck Calculator 2026

A single filer earning $100,000 in New York State takes home about $73,900 a year in 2026, roughly $2,842 every two weeks, after about $4,836 of state tax and $443 of NY payroll deductions..

New York paycheck rules for 2026

New York State uses nine income tax rates, starting at 3.9% on the first $8,500 of taxable income for a single filer (the five lowest rates were cut by 0.1 point for 2026) and rising to 10.9% above $25 million. For withholding, the Tax Department’s method subtracts $7,400 for a single filer and $1,000 for each exemption on the IT-2104, then applies its annual rate schedule.

Payroll deductions unique to New York

• Paid Family Leave: 0.432% of gross pay, capped at $411.91 for the year.
• Disability (SDI): an employer may collect 0.5% of weekly pay up to $0.60 a week ($31.20 a year). Many employers pay it themselves, so check your stub.

Tax-benefit recapture

New York phases out the benefit of the lower brackets for higher earners. The official withholding schedule builds this in, which is why its effective rates between about $96,800 and $265,400 of taxable pay are higher than the plain bracket rates. This calculator follows the official schedule (NYS-50-T-NYS, revised 1/26).

New York City and Yonkers

This page does not include New York City or Yonkers resident tax. If you live in the city your take-home pay will be lower. We plan a separate NYC page.

What every US employee pays

All 2026 figures here are the official ones: a federal standard deduction of $16,100 for a single filer, income tax bands from 10% to 37%, Social Security at 6.2% on the first $184,500 of pay, and Medicare at 1.45% on all pay (plus 0.9% on pay above $200,000). Pre-tax 401(k) money lowers federal and most state income tax, but not Social Security or Medicare.

VSH take: the state rate stays at or below 5.9% for most workers earning under about $96,000 of taxable pay. The bigger jump in your paycheck comes if you live in New York City, which adds its own tax.

Sources and last update

Rates and thresholds were checked in October 2026 and the page was last updated on 26 October 2026. Tax rules change, so confirm on the official site before relying on a number.

• IRS: 2026 tax year inflation adjustments (brackets and standard deduction)
• IRS Publication 15-T (federal withholding methods)
• SSA: Social Security contribution and benefit base ($184,500 for 2026)
• NY Tax Department: withholding forms and tables
• NY Workers’ Compensation Board: disability and paid family leave contributions

Examples

• $60,000 every two weeks: $47,478 a year, $1,826 per paycheck (NY tax $2,622).
• $100,000 every two weeks: $73,901 a year, $2,842 per paycheck (NY tax $4,836).
• $40,000 a year: Paid Family Leave is $173 and SDI $31.