Sky Strike 3DPlayPennsylvania Paycheck Calculator 2026
Pennsylvania taxes wages at a flat 3.07%, and 401(k) deferrals are not excluded. A $100,000 earner outside Philadelphia takes home about $76,000 a year, or $2,925 every two weeks.
Updated · by ViralScopeHub Team
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How to use: Enter your yearly pay before tax and how often you are paid. Add any pre-tax 401(k) or similar contributions. Your take-home pay per paycheck and the full list of deductions appear instantly.
Pennsylvania taxes wages at a flat 3.07%, and 401(k) deferrals are not excluded.
Pennsylvania paycheck rules for 2026
Pennsylvania has one personal income tax rate, 3.07%, with no standard deduction or personal exemption. Employees also pay 0.07% of gross pay toward unemployment compensation.
401(k) is different in Pennsylvania
The federal tax saving from pre-tax 401(k) contributions still applies, but Pennsylvania counts them as taxable compensation. This calculator therefore taxes your full gross pay for the state and local tax, whatever you enter as a pre-tax deduction.
Local earned income tax
Most Pennsylvania municipalities and school districts add a local earned income tax. Philadelphia residents pay a wage tax of 3.735% (the rate from 1 July 2026). Enter 3.735 in the local tax box for Philadelphia, or look up your own rate with your employer or the state Department of Community and Economic Development.
What every US employee pays
All 2026 figures here are the official ones: a federal standard deduction of $16,100 for a single filer, income tax bands from 10% to 37%, Social Security at 6.2% on the first $184,500 of pay, and Medicare at 1.45% on all pay (plus 0.9% on pay above $200,000). Pre-tax 401(k) money lowers federal and most state income tax, but not Social Security or Medicare.
VSH take: the flat rate looks low, but the local tax can add 1% to 3.7%, so the town you live in changes your pay more than the state does.
Sources and last update
Rates and thresholds were checked in October 2026 and the page was last updated on 26 October 2026. Tax rules change, so confirm on the official site before relying on a number.
- IRS: 2026 tax year inflation adjustments (brackets and standard deduction)
- IRS Publication 15-T (federal withholding methods)
- SSA: Social Security contribution and benefit base ($184,500 for 2026)
- Pennsylvania Department of Revenue (personal income tax, UC)
- City of Philadelphia Department of Revenue (wage tax)
Estimate only. This is an educational estimate for a single filer using the standard deduction, not payroll or tax advice. Your employer’s payroll system, your W-4 and your pay stub decide the real figures. Always check the official sites listed under Sources.
Examples
- $60,000 every two weeks, no local tax: $48,506 a year, $1,866 per paycheck.
- $100,000 every two weeks, no local tax: $76,040 a year, $2,925 per paycheck (PA tax $3,070).
- $100,000 in Philadelphia: $72,305 a year, $2,781 per paycheck, after $3,735 of city wage tax.
Frequently asked questions
What is the Pennsylvania income tax rate?
A flat 3.07%.
Is 401(k) taxed in Pennsylvania?
Contributions are taxable for Pennsylvania purposes when you earn them, even though they are not for federal tax. Qualified retirement withdrawals later are generally not.
What is the Philadelphia wage tax?
3.735% for residents from 1 July 2026. Non-residents who work in the city pay a lower rate.
What is the local EIT?
An earned income tax set by your municipality and school district. Rates vary, so enter yours in the local tax box.
Does Pennsylvania have a standard deduction?
No.
