NZ Income Tax Calculator

For 2026/27 New Zealand taxes income at 10.5% to $15,600, 17.5% to $53,500, 30% to $78,100, 33% to $180,000 and 39% above. Employees also pay the 1.75% ACC earners’ levy up to $156,641.

Updated October 26, 2026 · by ViralScopeHub Team

Free
Instant result
Private · on-device
No sign-up

How to use: Enter your yearly income before tax and choose the tax year (April to March). The tax, ACC levy and take-home pay update straight away.

Calculate New Zealand income tax, the ACC earners’ levy and your take-home pay for the 2026/27 tax year.

New Zealand tax rates

Inland Revenue (IRD) sets the income tax brackets for the year from 1 April. The brackets are the same in 2025/26 and 2026/27. The ACC earners’ levy pays for non-work injuries and rises each April.

$0 – $15,600	10.5%
$15,601 – $53,500	17.5%
$53,501 – $78,100	30%
$78,101 – $180,000	33%
Over $180,000	39%

ACC earners’ levy

The levy is 1.67% in 2025/26 (on earnings up to $152,790) and 1.75% in 2026/27 (on earnings up to $156,641, a maximum of $2,741.22). It is taken from your pay with PAYE.

What is not included

KiwiSaver contributions, student loan repayments, secondary-tax codes, and Working for Families or other tax credits are not included here, so your real pay-slip can differ. The figures come from the IRD tax rates page and ACC levy rates.

VSH take: New Zealand has no separate social security tax, so the ACC levy is the only extra deduction on most pay slips, apart from KiwiSaver if you join in.

Moving between countries? Compare with the Australia income tax calculator and the UK income tax calculator.